A White House Proposal Could Lower Mortgage Costs and Here Is What Buyers Should Know Right Now
Draft executive order targets VA USDA rates refinance costs and mortgage insurance. Mark Clark explains what to watch and do now. ...more
Mortgage
October 22, 2026•2 min read
New Construction Incentives Look Great Until You Read the Builder Contract and Here Is What to Know First
Builder defect reserves lawsuit over tax disclosures and escrow surprises. Mark Clark explains what to verify before you sign. ...more
Mortgage
October 22, 2026•2 min read
VA Loan Income Rules for Service Members ETSing Within 12 Months and What Your Options Are
Active duty income cannot be counted if ETS is within 12 months. Mark Clark explains what income sources can still qualify. ...more
Mortgage
October 09, 2026•2 min read
A VA Loan Foreclosure Does Not Mean Your VA Home Loan Benefit Is Gone and Here Is Why
Second tier entitlement lets you buy again after VA foreclosure. Mark Clark explains how entitlement works after hardship. ...more
Mortgage
October 08, 2026•2 min read
VA Buyers Have a Powerful Tool When the Appraisal Comes in Low and Most Have Never Heard of It
Reconsideration of value appeals directly to the VA not the appraiser. Mark Clark explains how ROV works and when to use it. ...more
Mortgage
October 01, 2026•2 min read
Veterans Can Buy a Multi-Unit Property With Zero Down Using the VA Loan and Here Is How It Works
Live in one unit, rent the others, potentially live free. Mark Clark explains VA multi-unit buying for military families. ...more
Mortgage
September 22, 2026•2 min read
VA Cash Out Refinance Can Save Veterans Money Even When Moving to a Higher Mortgage Rate and Here Is Why
Client moved from 4% to 7% and saved $1,400 monthly. Mark Clark explains VA cash out refi for debt elimination. ...more
Mortgage
September 16, 2026•3 min read
VA Buyers Are Getting Scam Letters After Closing and Here Is How to Spot and Ignore Them
Official looking mortgage letters after closing are often scams. Mark Clark explains what to watch for now. ...more
Mortgage
September 04, 2026•2 min read
Bankruptcy Short Sale or Foreclosure Does Not End Your VA Home Loan Benefit and Here Is Why
2 year wait not 4. Mark Clark explains how veterans can use VA loan again after bankruptcy or foreclosure. ...more
Mortgage
September 03, 2026•3 min read
